Essential to any successful cycling event is adequate, reasonably-priced insurance that covers all parties involved. NACS prides itself on the insurance coverage it has obtained for its members.

View and download our 2020 liability insurance policy and medical certificate of coverage


Underwritten by: HDI Global Specialty SE

Officers, Directors, Employees and Volunteers are Included as Named Insureds

$1,000,000 Combined Single Limit Per Occurrence

$3,000,000 Policy Aggregate

$1,000,000 Participant, Volunteer & Spectator Liability

$2,000,000 Products / Completed Operations Aggregate

$1,000,000 Personal & Advertising Liability

$1,000,000 Non-Owned and Hired Auto

$ 300,000 Fire Damage Liability

$ 0 Deductible


Underwritten by: AXIS Insurance Company

Medical includes coverage for Participants, Volunteers and Staff

$ 25,000 Excess Medical Expense Per Person

$ 10,000 Dismemberment Benefit Per Person

$ 10,000 Death Benefit Per Person

$ 250 Dental Maximum Per Tooth, Per Accident

$ 1,000 Deductible Per Claim

Notes: Liability waivers signed by all participants and members are required.

These insurance policies specifically exclude coverage for viruses and contagious diseases. This exclusion includes any costs of defense for claims related to viruses and contagious diseases.

Officials are to be included in covered individuals and Event Directors are to pay the applicable per rider fee for each official, and each official must sign a waiver.